The software giant is facing a series of questions from the mobile payments community about its ability to deliver a service that works for both Apple Pay and other payment networks, such as Google Wallet.
One of the most controversial points in the debate has been about the possibility that Apple Pay will be used by third-party merchants to add extra charges to customers’ charges when using other payment methods, such a credit card or bank account.
It is unclear what Apple Pay is doing to protect users from this kind of charging, which is not supported by the technology, the firm says.
While the technology is secure, there are a number of risks.
For example, Apple Pay could be used to fraudulently charge merchants for transactions that are not authorized by the merchants, as well as for non-authorized charges.
It also could be a way for retailers to avoid payment processors and banks that may require merchants to take down fraudulent charges.
Apple has already said that Apple is working with “federally certified payment providers” to address this issue.
A third-parties group, called Payment Management Alliance, which includes payment processors including Visa, Mastercard and PayPal, has called on the company to create an alternative to Apple Pay that does not include such fees.
Apple’s chief financial officer, Luca Maestri, has said that the payment service is a “good fit for consumers”.
“The idea of a payment network that has no fees is not an appealing proposition to us,” he said.
“We are trying to address the issue with our partners as we can.
There is no hard deadline for us.”
But the issue is not just theoretical.
Apple Pay has become a source of frustration for some users, who have complained that they are unable to use it on their iPhones.
They say it is a pain to add a new feature to their payment history.
Apple also says that it is not actively looking to add fees to Apple Watch, but that it may soon.
Apple is also currently working on a new payment system called Touch ID.
In the future, it is likely that Apple will start working on its own payment technology.
It will be interesting to see how this affects the mobile payment industry.
In an industry that is dominated by payment services, Apple is unlikely to be the last.
Other payments services such as Amazon Payments, PayPal and MasterCard are also experimenting with alternative payment methods.
A lot depends on how well Apple Pay works.
In addition to this, Apple may be facing legal threats for the way it is used.
There have been several cases involving the use of Apple Pay by criminals to charge unauthorized fees.
The firm is also facing claims that it has violated US antitrust law.
Apple declined to comment.
Apple Watch is expected to launch this autumn.